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The N.C. Foreclosure Prevention Fund   (NCMortgageHelp.gov) 

helps North Carolina homeowners who are struggling to make their mortgage payments due to job loss, reduction in income, or temporary financial hardship, such as divorce, illness or death of a spouse. The Fund also assists returning veterans who are transitioning to civilian jobs.


For qualified homeowners, the Fund can pay your mortgage and other related expenses for up to 36 months ($36,000) while you search or retrain for new employment.



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  • Have you lost job through no fault of your own?
  • Are you re-employed after a job loss but earning less?
  • Have you had a temporary hardship requiring new employment?
  • Are you a returning veteran?


If you’re not eligible for this program, you may get help from the State Home Foreclosure Prevention Project.

Fill out the form below and someone will contact you within one business day about how the N.C. Foreclosure Prevention Fund might help you.
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The N.C. Foreclosure Prevention Fund is offered by the North Carolina Housing Finance Agency, a self-supporting state agency, using funds provided by the U.S. Treasury.


Monday through Friday, 9 a.m. - 5 p.m.




See if you qualify for assistance using our interactive eligibility tool.



Help is offered through local HUD-approved housing counseling organizations.


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