The NC Foreclosure Prevention Fund is now closed and no longer taking new applications. If you are facing foreclosure, the State Home Foreclosure Prevention Project (SHFPP) offers free help:
housing counseling to weigh your options and figure out your best course of action
assistance working with your mortgage servicer
access to legal services if your income is low
Services are offered to homeowners at no cost, and there are no credit restrictions for this help.
To get help, call the State Home Foreclosure Prevention Project at 1-888-442-8188. Your call will be answered Monday through Friday, 8:00 a.m. to 5:00 p.m.
The NC Foreclosure Prevention Fund is a former program of the North Carolina Housing Finance Agency, a self-supporting public agency, that used funds provided by the US Department of the Treasury to assist more than 29,000 North Carolina families.
Since its launch in December 2010, the NC Foreclosure Prevention Fund has helped more than 29,000 North Carolina families hold on to their homes. We wish these homeowners well and thank all of our partners who helped to make a difference for them.