The N.C. Foreclosure Prevention Fund is offered by the North Carolina Housing Finance Agency, a self-supporting state agency, using funds provided by the U.S. Treasury.

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The N.C. Foreclosure Prevention Fund is offered by the N.C. Housing Finance Agency, a self-supporting state agency, and funded through the U.S. Department of the Treasury's Hardest Hit Fund®. The N.C. Foreclosure Prevention Fund operates as a separate entity under the Housing Finance Agency's Home Protection Program, which was created by the North Carolina General Assembly in 2004. Services are provided by participating HUD-approved counseling agencies statewide.

 

The State Home Foreclosure Prevention Project was created by the General Assembly in 2008 and is managed by the N.C. Housing Finance Agency. The Project provides assistance for homeowners who have received a letter from their servicer notifying them that the servicer plans to foreclose in 45 days.