How Can I Get Help With Home Mortgage Payments?
If you have lost your job or are recovering from a temporary financial hardship, such as divorce, a serious illness, or death of a co-owner or a natural disaster, find out if you are eligible for help from the NC Foreclosure Prevention Fund in one of three ways:
The NC Foreclosure Prevention Fund partners with HUD-approved counseling agencies across the state. These agencies are dedicated to helping struggling homeowners by offering:
Some agencies serve multiple counties and may have satellite offices in your community. Scroll over your county on the map linked below to learn which agency to contact for help. Contact a counselor with questions or to set up an appointment. If you are scheduling an appointment, ask the counselor what documents you should bring with you.
Contact a Counselor (MAP)
Video: What to Expect When You Meet with a Counselor
State Home Foreclosure Prevention Project
If you are facing foreclosure for any reason and you have received a 45-day, pre-foreclosure notice, you may be eligible for assistance from the State Home Foreclosure Prevention Project. There are no credit restrictions for this help. If you have received a foreclosure help letter from the NC Housing Finance Agency, call 1-888-442-8188.