The N.C. Foreclosure Prevention Fund is offered by the North Carolina Housing Finance Agency, a self-supporting state agency, using funds provided by the U.S. Treasury.

Other Foreclosure Prevention Assistance

If you have received a 45-day pre-foreclosure notice, the State Home Foreclosure Prevention Project (SHFPP) offers free help, including housing counseling, access to legal services if your income is low, and assistance working with your servicer. You are eligible for assistance whatever the cause of your pending foreclosure – the reason does not need to be related to your employment. There are no credit restrictions for this help.

The SHFPP coordinates HUD-approved housing counseling agencies, state and federal agencies, legal assistance organizations, mortgage servicers and community organizations to provide the resources you need to avoid foreclosure. The program was created by the General Assembly in 2008 and is administered by the North Carolina Housing Finance Agency, a self-supporting public agency.

You can get free help over the phone or face-to-face. If you have received a foreclosure help letter from the N.C. Housing Finance Agency, call 1-888-442-8188 to make an appointment. Your call will be answered Monday through Friday, 8:00 a.m. to 9:00 p.m. and Saturday, 9:00 a.m. to 2:00 p.m.