The NC Foreclosure Prevention Fund is offered by the North Carolina Housing Finance Agency, a self-supporting public agency, using funds provided by the US Treasury.

Find Out If You Are Eligible To Apply

If you’ve lost your job, you may qualify for mortgage help while you look for work or train for a new job.  The NC Foreclosure Prevention Fund can pay your mortgage for up to 3 years ($36,000) to help bridge you through job loss or certain other hardships, such as divorce, illness or death of a spouse. The Fund also assists returning veterans who are transitioning to civilian jobs.


The following questions will take you only 2-3 minutes to complete and will give you a better idea if the NC Foreclosure Prevention Fund may be of help to you. Click on each answer in the order the questions are given, then proceed to the next question until you have completed all the questions.

  1. Is the property you are seeking help for your primary residence?  
  2. Are you the property owner?  
  3. Is your primary residence located in North Carolina?  
  4. Is your home a manufactured or mobile home?  
  5. Have your suffered a financial hardship after January 1, 2008, including loss of employment, reduction in income, furlough, separation or divorce, death of a co-signer, or serious illness?  
  6. Were you an active member of the military and have retired, separated or been discharged on or after January 1, 2008?  
  7. Are you currently seeking employment?  
  8. Are you currently in school or a job training program, or are you planning to enroll in school or a job training program (including military retraining programs and vocational rehab training)?  
  9. As of today, is your total outstanding mortgage balance for your primary residence less than $300,000? (This would include any second mortgages and home equity loans on your primary residence).  
  10. Are you a legal U.S resident?  
  11. In the past 10 years, have you been convicted of a felony including larceny, arson, theft, fraud, forgery, money laundering or tax evasion in connection with a mortgage or real estate transaction?  
  12. What county do you live in?